Birmingham Commercial Auto Insurance
In Alabama we see larger claims paid under Commercial Auto Insurance than we do Personal Auto Insurance. Why, the business typically has more Insurance in force and more for the lawyers to go after. These are the type claims we typically see in Alabama. Make sure your covered for these type claims.
- Negligent hiring and training of driver
- Lack of precaution for other vehicles on the road
- Physical pain
- Punitive damage
- Damage to family relationships
- mental anguish
- Lost wages
Even if your business vehicles are not the primary way your business makes money, they may be the primary way your company loses money. Without a great business auto insurance policy you may be overpaying and left under insured.
Commercial auto insurance in Alabama is different than personal vehicle insurance. Not only are there generally multiple vehicles but the liability from accidents or claims extends to your business.
You need to make sure that your coverage levels for your business auto insurance are high enough to protect your business and you personally from any claims--even unwarranted ones--that can be devastating.
Worried about costs? Then as a business owner you are in control of the expense to some degree. As long as you have a hiring practice in place such as drug testing, back ground checks, driving record checked you will get a much better rate than if you didn't follow these procedures.
Commercial auto insurance can cover all of the following risks:
- Comprehensive and Collision
- Emergency Roadside Assistance
- Medical Payments
- Loss of earnings
- Uninsured Motor Vehicle
- Hired and non-owned Liability
Business auto insurance is available to any business owner who owns vehicles used for a commercial purpose. Coverage protects owners against damage and liability claims.
Chafin Insurance Agency Will Provide You As A Business Owner With Commercial Auto Coverage To Protect You Against Damage And Liability Claims...We Have Served The Greater Birmingham Alabama Area Since 1962.
Here are two reasons to get started right away!
- It's always great to understand and review your current coverage levels -- there may be an opportunity to reduce your costs and expand your coverage.
- It's easy to get a no-risk quote. Simply fill out this short form or call us at 205-674-7851 and we'll get back to you within a day with a surprisingly affordable business auto insurance quote.