Birmingham Contractors Insurance
As a general contractor you are taking on more risk than say an artisan contractor who may specialize in one thing like trim work or painting. As the general contractor you are taking on the risk of all construction. General contractors are called paper contractors because they sub most of the work out to subs. If your subs aren't carrying the same coverage you have and can provide you with a certificate on insurance they will be covered under your insurance and you will have to pay premium on them. Each job you win brings in extra money but it also brings extra risk. The same contractors insurance that protected you for a one-man project may not protect you during your new multi-year commercial deal.
You know that insurance is vital to all aspects of your business as a contractor--it can literally keep you in business when accidents occur.
The list of coverage areas that need to be addressed in your Alabama contractors insurance include:
- Workers Compensation
- Trucks and other commercial vehicles
- Tools and equipment
If your contractors insurance in the state of Alabama misses any one aspect of this protection, your job and your company will be at risk.
Price is always a concern for contractors but with a custom contractors insurance policy, you are in control of what types and amounts of coverage you that want to pay for. It can be surprisingly affordable.
Do Not Put Your Business At Risk...Call Chafin Insurance Agency Today For A Quick Accurate Quote for your contractors insurance....Serving The Greater Birmingham Alabama Area Since 1962.
Here are two reasons to act now!
- Get started now so that your coverage is in place by the time you bid your next job and you'll be able to incorporate those costs.
- Getting a quick and accurate quote back is easy. Just fill out this short form or call 205-674-7851 and we'll show you the options and how inexpensive contractors insurance can be.