Birmingham Convenience Store Insurance
As a convenience store owner you need to know what coverage you need virus what coverage maybe the oil company is providing. In most cases the oil company is actually leasing the tanks to you. Are they carrying gas pump liability coverage or do you have to? Do they provide coverage for the pumps are do you? These are two very important question you need to know the answer to. Other coverage to be concerned about are.
- Liability coverage
- Food spoilage
- Equipment break down
- Employee dishonesty
When an employee steals from you it hurts. In addition to being a violation of trust, it costs you. Not only does it hurt because of product loss but it can result in higher insurance costs because of persistent claims.
As a convenience store operator in Alabama, what could hurt even more are:
- Protection Gaps. This is where a portion of your operation is unprotected. This could cost you your store.
- Spending Too Much on Insurance. This is a waste of your hard-earned dollars.
To cease worrying about this, contact Chafin Insurance Agency today. It is our business to take care of your protection gaps and to reduce your insurance costs.
First, we will review your business operations including any recent services you are offering. For example, if you just added an outdoor produce market or a propane gas tank exchange to your store, we will make sure they are adequately protected.
Second, we will help you structure safety procedures designed to reduce the risks of how you provide your products to your customers. Our expertise includes knowledge and programs in preventing employee theft, creating a safety-oriented workplace and ensuring OSHA compliance, among others.
The more you create a safe, minimal risk environment, the more money you can save on your insurance costs.
Let Chafin Insurance Agency Take Care Of Your Protection Gaps And Reduce Your Insurance Cost ....Call Us Today 205-674-7851 For A Free Convenience Store Insurance Quote Today....Serving The Greater Birmingham Alabama Area
At Chafin Insurance Agency we have provided convenient store insurance for retailers in the Greater Birmingham Alabama Area since 1962.
To start to realize savings on your insurance, complete the Protection Savers Form today. You will be contacted by a convenience store insurance expert at Chafin Insurance Agency. After a brief discussion of your needs and objectives, we will craft an insurance program customized for your establishment. There will no protection gaps and we will begin plans to keep your insurance costs low immediately!