Birmingham Umbrella Insurance

Most people think if they have insurance on all their investments that they will be protected against financial loss. That is not always true. If you are involved in a serious accident with a death or serious injury your liability limit on that individual policy more than likely want be enough. It is vital that you protect your self from financial disaster with a low cost umbrella insurance policy


In our society, three things work against you: Umbrella Insurance

  • It cost nothing to initiate a lawsuit
  • Juries and judges are unpredictable
  • Defending yourself costs enormous sums of money

One other factor also comes into play. They want more because you have it.

A long time ago, you decided to arrive. You worked hard and got there. As you did, you accumulated possessions. Not an ostentatious amount, but enough to make you and your loved ones comfortable.

You are proud of these accomplishments. In fact, you have protected them with the best insurance you could.

Now you need extra protection, an umbrella insurance policy.

What are your limits on your auto and home liability policies? $300,000? $500,000?

It’s not enough.

You get into an auto accident; someone falls into your pool; whatever the fluke occurrence—you can be sued. What if you are sued and the award goes to the plaintiff? Okay, you say, the insurance will cover it. But what if the amount is over the policy limits? (That happens, especially if you have nice things.)

How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have strived for?

You bet you can.

You need protection that will rev up after the other policy limits are exhausted. You need umbrella insurance protection.

Contact us 205-674-7851, a seasoned insurance professional at Chafin Insurance Agency, in the Greater Birmingham Area. Discover how a small cost provides you with gigantic protection.

Chafin Insurance Agency Serving The Greater Birmingham Alabama Area

At Chafin Insurance Agency we have provided umbrella protection for people in the Greater Birmingham area since 1962. We know how to protect your assets. Now you will too!

Complete the Protection Savings Form today for a free, no obligation umbrella protection quote. Don’t spend another sleepless night riddled with anxiety about losing all you have. Take out an umbrella!